Every review here is written by humans who actually use these cards or research them deeply. We show our math, link to our calculators, and tell you when to skip a card — even if it pays a bigger commission.
All reviews (28)
Chase Sapphire Preferred® Card
Travelers who book 1–3 trips/year
American Express® Gold Card
Heavy restaurant spenders
Capital One Venture X Rewards Credit Card
People who want premium perks for under $400 AF
Chase Sapphire Reserve®
Frequent travelers who fly 6+ times per year
The Platinum Card® from American Express
Frequent travelers who visit 8+ airport lounges per year
Bilt Mastercard®
Renters who pay $1,000+/month in rent — finally earn rewards on your biggest expense
Capital One SavorOne Cash Rewards Credit Card
Dining and grocery heavy spenders who want simple cash back
Citi® Double Cash Card
People who want a simple set-it-and-forget-it card
Blue Cash Preferred® Card from American Express
Families spending $400+/month at U.S. supermarkets
Chase Freedom Flex℠ Credit Card
People who will activate quarterly 5% categories and maximize $1,500/quarter
Blue Cash Everyday® Card from American Express
Grocery shoppers spending $200–$500/month at U.S. supermarkets
Citi Strata Premier℠ Card
Mid-tier travelers who want 3x on travel and dining for $95/year
Wells Fargo Active Cash® Card
People who want 2% cash back everywhere with zero effort
Wells Fargo Autograph℠ Card
People who want 3x on 5 categories with no annual fee
US Bank Altitude® Go Visa Signature Card
Heavy diners who want the best no-AF dining rate
Citi Custom Cash® Card
People with one dominant spending category that changes month to month
Capital One Quicksilver Cash Rewards Credit Card
People who want zero-hassle cash back with no annual fee
Discover it® Cash Back
First-year cardholders who max out the Cashback Match (effectively 10% in rotating categories year one)
Bank of America® Customized Cash Rewards Credit Card
BofA checking/savings customers who qualify for Preferred Rewards boosts
U.S. Bank Cash+® Visa Signature® Card
People who want maximum control over their bonus categories
Capital One Savor Cash Rewards Credit Card
Heavy diners who eat out 4+ times per month
Southwest Rapid Rewards® Priority Credit Card
Frequent Southwest flyers with 4+ flights per year
IHG One Rewards® Premier Credit Card
People who stay at IHG hotels 5+ nights per year (Holiday Inn, Crowne Plaza, InterContinental, Kimpton)
Barclays Uber Pro Credit Card
Frequent Uber and Uber Eats users
Amazon Prime Visa Signature Card
Amazon Prime members who shop Amazon regularly
Apple Card
iPhone users who pay with Apple Pay everywhere
Citi Premier® Card
People who want 3x on four everyday categories without paying $300+
Chase Ink Business Preferred® Credit Card
Small business owners with shipping or advertising expenses
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