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Maximize rewards on everyday spending

Best Credit Card for Gas Stations

Gas is a non-negotiable expense for most households — $150-300/month for commuters. The right card can earn 3-5% back at the pump, turning essential spending into $50-180/year in rewards.

Gas station rewards come in three flavors: dedicated gas cards (3-5% at gas stations), rotating category cards (gas often in quarterly bonuses), and flat-rate cards (2% everywhere including gas). EV charging stations typically code the same as gas stations.

Pro tip: Gas stations sometimes code convenience store purchases differently from fuel. If the station has a convenience store code, you may earn the gas bonus on snacks too. Pay in full monthly to maximize net rewards.

Enter your monthly gas budget below or use our full rewards calculator.

Top Cards for Gas Stations

#1
Citi Custom Cash Card
Tiered Cashback
$180/yr
5%
Reward Rate
5% (gas as top category)
Annual Fee
$0
Signup Bonus
$200 after $1,500 spend
5% on top category — perfect if gas is your biggest expense. Up to $500/month bonus.
#2
Chase Freedom Flex
Rotating
$90/yr
5% rotating
Reward Rate
5% rotating (gas Q2)
Annual Fee
$0
Signup Bonus
$200 after $500 spend
Gas is frequently in the 5% quarterly rotation. Pair with a year-round gas card.
#3
Citi Double Cash Card
Cashback
$72/yr
2% everywhere
Reward Rate
2% everywhere
Annual Fee
$0
Signup Bonus
None
Reliable 2% on gas year-round. No category enrollment needed.

Want to compare all categories? Try our full rewards calculator.