Quick verdict
Best for frequent uber and uber eats users. Skip if you barely use uber or food delivery apps — the 7% only matters if you actually spend on the platform. if you're a lyft loyalist, this card does nothing for you.
🎁 Welcome bonus
$100 Uber Cash after $500 spend in 3 months
⚡ Rewards
| Category | Rate | Type |
|---|---|---|
| Uber & Uber Eats | 7% | cash back |
| Uber rides | 5% | cash back |
| Bars & restaurants | 3% | cash back |
| Grocery stores | 2% | cash back |
| All other purchases | 1% | cash back |
Points/miles valued at 1.00¢ each (CreditStud.io estimate based on typical travel redemption).
💰 Annual Credits ($120 total face value)
| Uber One membership credit (~$120/yr) ($9.99/mo statement credit for Uber One membership) | $120 |
Credit value depends on you actually using them. Many credits are split monthly or semi-annually, so factor in your usage habits before counting them against the AF.
✨ Perks
- Uber Cash back rewards post automatically to your Uber account
- No foreign transaction fees
- Uber One membership statement credit ($9.99/month)
- 3% cash back on restaurants worldwide
- No annual fee
- UberVIP status in select cities
🎯 Who should consider this card
✅ Best for
- Frequent Uber and Uber Eats users
- Rideshare drivers who use Uber
- People who order delivery 3+ times per month
❌ Skip if
You barely use Uber or food delivery apps — the 7% only matters if you actually spend on the platform. If you're a Lyft loyalist, this card does nothing for you.
📋 Application tips
Not sure if you'll qualify? Try our credit score simulator to see what rate range you might fall into.